Insurance

[egnaro79]

Hi

My names Bryony. I'm new on this site and I was wondering if anyone could please help me. I've just booked a first BASE jumpers course with Apex BASE in Idaho and I'm having a real problem sorting out insurance. My travel insurance won't cover it and I've been told that it could cost up to £20,000 just for a broken leg. I've tried everything I can think of including Specialist Risk Insurance, Extreme Sports Insurance and Patriot Extreme and they all exclude it. I can get shot, kidnapped and blown up but I can't go BASE jumping - it's driving me crazy!! Please can anyone tell me what I should do.

Thanks
Bryony

[Mac]

Have a look on the UK BASE board, I assume by your use of "£" you are a UKer. (link on my sig at the bottom)

There was a discussion about insurance on there, but i cant remember what the outcome was and I cant be arsed to look for it! :) Although a friend of mine did his FJC back in January and he only had skydive insurance and took the risk I beleive, perhaps you could PM him and ask what he did - on the UK board or DeZed dot com his name is evilivan.

Also if you are a UKer, perhaps you may want to post on the UK board to hook up with some jumpers in your area for your return back from the FJC if you have not already done so and have a group already in mind who will look after you on your return to the wet windy lowlands that is the UK.

Hope this helps, and enjoy the FJC - before you first jump, just take a moment to look around and feel the beauty of the place you are in.

[Tom Aiello]

Where are you located? As Mac points out, the options vary dramatically depending on your home. I think that it's noticeably harder to get insurance if you live in a country with a national health care system. In private insurance countries like the U.S., our private health insurance will often cover your injuries no matter where or how they were obtained (sometimes for an additional fee, and there's always other insurance companies to choose from).

If you are in the U.S., I can send you some info about the insurance policies I have, which might help you find similar things.

[egnaro79]

Hi Everyone

I posted a thread on this site a while back asking for help with insurance. Just to let you know I found a fantastic deal with IHI TRAVEL. They cover pretty much everywhere in the world and don't exclude any hazardous sports! You can apply for a policy that covers you annually or single trip cover. Its also pretty cheap, I'm paying $78 for 5 days for up to $300 000 medical exspenses. The website is www.ihi.com (http://www.ihi.com).

Bryony

[blaire576]

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for other insurance concerns see insurancepaylite (http://www.netquote.com/?nqid=11833&status=00J000E00N00D000)they have very competitive pricing due to the large number of travellers they look after each year. The policy costs were some of the lowest i saw.

[FIREFLYR]

I got 3 weeks from IHI.com for $123
~J
Oh, Make sure you get the 24 hour emergency # for their office not the regular one. that way you won't have to pay the hospital out of pocket if you get hurt. I was re embursed but I could have saved myself the trouble.