guest
February 9th, 2001, 12:19 AM
All this talk about whether or not BASE should come under the guise of extreme skydiving brings back to me the problems I have had getting mortgage insurance / life insurance.
I went to two companies and the first sent out a questionnaire:
The skydiving questionnaire they send out asks the question "what method of launching do you use?"
This brings up two issues.
1) I am telling them I skydive and not that I specifically BASE jump, hence I am implying that BASE comes within the terms of skydiving.
2) Method of launching - is this to check whether or not you BASE jump.
The company who asked this question refused me insurance due to the honest answer I gave in relation to method of launching.
The second company only asked if I did less than 100 skydives a year:
The main question is the legal definition of BASE. If it is extreme skydiving then I have full insurance due to the fact that my insurers have accepted me on the basis that I do less then 100 Skydives a year. They looked for no other information, I specifically asked if they needed any further information regarding the type of skydiving I partake in. However, if the description isn't extreme skydiving then my wife to be is up the river without a paddle if I go in on a BASE jump!
Any thoughts on this. Before anyone replies saying I shouldn't have told them anything 1) damned if I am going to pay out each month for a policy which will be worthless in the event of my untimely demise. 2) For me it would be very unfair to leave my partner with a hefty mortgage which she couldn't afford right at the time that she would want to be throwing huge parties!
I went to two companies and the first sent out a questionnaire:
The skydiving questionnaire they send out asks the question "what method of launching do you use?"
This brings up two issues.
1) I am telling them I skydive and not that I specifically BASE jump, hence I am implying that BASE comes within the terms of skydiving.
2) Method of launching - is this to check whether or not you BASE jump.
The company who asked this question refused me insurance due to the honest answer I gave in relation to method of launching.
The second company only asked if I did less than 100 skydives a year:
The main question is the legal definition of BASE. If it is extreme skydiving then I have full insurance due to the fact that my insurers have accepted me on the basis that I do less then 100 Skydives a year. They looked for no other information, I specifically asked if they needed any further information regarding the type of skydiving I partake in. However, if the description isn't extreme skydiving then my wife to be is up the river without a paddle if I go in on a BASE jump!
Any thoughts on this. Before anyone replies saying I shouldn't have told them anything 1) damned if I am going to pay out each month for a policy which will be worthless in the event of my untimely demise. 2) For me it would be very unfair to leave my partner with a hefty mortgage which she couldn't afford right at the time that she would want to be throwing huge parties!